BC Real Estate prices ‘uptrend’ at beginning of 2024

Latest News Arman Sandhu 16 Feb

VANCOUVER — The BC Real Estate Association says there was a nearly 30 per cent increase in home sales last month compared with January 2023, while prices were also up. The association says 3,979 sales were completed last month, for an average price of $957,909, a more than 10-per-cent jump from the year before. Association […]

Read More

6 Things for Co-Signers to Consider

Mortgage Tips Arman Sandhu 12 Feb

Are you thinking about co-signing on a loan? If you’re looking to help out a family member or loved one, this is a great way to do that as a co-signer can help overcome stress testing and borrowing limits. However, it is important to be aware of the implications when co-signing on any loan. Credit […]

Read More

How to Talk to Your Kids about Finances

General Arman Sandhu 2 Feb

Financial independence is a critical skill for future success that your children will not learn anywhere else. Not only does financial literacy help your children have more success in life, but it allows them to move out sooner and it avoids delaying your retirement with additional expenses to support them. So, how do you teach […]

Read More

2024 Interest Rate

Latest News Arman Sandhu 26 Jan

Economists predict cuts later in 2024, but could be higher than pre-pandemic …….. Tiff Macklem is leaving the Bank of Canada’s influential interest rate at 5% for the time being. (Adrian Wyld/The Canadian Press) The Bank of Canada has announced its key overnight interest rate will remain at five per cent, keeping its benchmark the […]

Read More

Mortgage Types 101

Mortgage Tips Arman Sandhu 22 Jan

Get to know the important basics before you choose your mortgage. You have to be sure you select what is most important to you – lower rates or flexibility. Before you choose a mortgage, take some time to study mortgage types: Closed Mortgage: If you want consistency with respect to rates and the length of your […]

Read More

Pantone of the Year

General Arman Sandhu 15 Jan

As we enter the New Year, it’s always fun to reflect on the previous twelve months and take a look at what is trending as we move forward. If you’re unfamiliar with the Pantone of the Year, it is more than just a colour to paint your walls. Since 2000, the Pantone Colour Institute has […]

Read More

Mortgage Renewal Benefits

Mortgage Tips Arman Sandhu 5 Jan

Get a Better Rate Are you aware that when you receive notice that your mortgage is coming up for renewal, this is the best time to shop around for a more favorable interest rate? At renewal time, it is easy to shop around or switch lenders for a preferable interest rate as it doesn’t break […]

Read More