Small Home Improvements That Make a BIG Impact

General Arman Sandhu 8 Aug

Whether you’re looking to sell your home this year, or just want to make some updates, I have put together six small home improvements that can make a BIG impact on your space! From improving saleability to refreshing your home, here are some simple and affordable ideas to help get you started: Painting: One of […]

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Bank of Canada Cuts Key Interest Rate Again

Latest News Arman Sandhu 25 Jul

The Bank of Canada cut its key interest rate to 4.5 per cent on Wednesday, with governor Tiff Macklem saying during a news conference that it would be reasonable to expect further rate cuts if inflation continues to ease. The cut was widely expected by economists after inflation eased in June. It marked the central […]

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It’s Time to Crush Your Credit Card Blues

Mortgage Tips Arman Sandhu 17 Jul

Although credit cards interest rates have not been affected by the recent surge in the prime lending rate, the fact remains that credit card debt is usually the most expensive debt you can have. The average is around 20% and even the so-called ‘low interest’ cards carry a rate in excess of 10%. Expediting the […]

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Converting Your Basement to an Income Suite

General Arman Sandhu 11 Jul

With the current interest rates and economic scenarios, many Canadians may be looking for ways to bring in some extra cash. One option for this is to put your home equity to work and consider renovating your basement into a legal income suite! You can do this by using a secured credit line (home equity […]

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7 Tips to Makeover Your Backyard!

General Arman Sandhu 26 Jun

As we gear up for the approaching summer season, why not revitalize your outdoor area to bask in the warmth and embrace the sunshine? There’s a plethora of fantastic outdoor projects awaiting, whether it’s in your backyard or on your balcony, to elevate your space and maximize your enjoyment of the season. Let’s explore some […]

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Going From a Variable Rate to a Fixed Rate Mortgage.

Mortgage Tips Arman Sandhu 12 Jun

With the anticipation of rates going down, some homeowners may be considering switching from a variable-rate mortgage to a fixed-rate mortgage to lock in their next term. Switching from a variable-rate mortgage to a fixed-rate mortgage can offer stability in your monthly payments, protecting you from potential interest rate hikes, along with some other benefits: […]

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Bank of Canada cuts key interest rate to 4.75%

Latest News Arman Sandhu 5 Jun

The Bank of Canada has lowered its key interest rate to 4.75 per cent, marking the bank’s first rate cut since March 2020. Economists were largely expecting the move. Bank governor Tiff Macklem said in published remarks that the bank’s monetary policy no longer needs to be as restrictive. “We’ve come a long way in the fight […]

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CHIP Reverse Mortgage

Mortgage Tips Arman Sandhu 31 May

Keeping up with rising living costs can be particularly challenging when you’re on a fixed income with limited cash flow. Many Canadians are taking out loans, using multiple credit cards, and delaying significant purchases to stay financially stable in retirement. However, juggling debts from different sources with varying interest rates and payment schedules can be […]

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Surrey Police Transition

Latest News Arman Sandhu 23 May

The B.C. Supreme Court has overturned the City of Surrey’s judicial review petition aimed at stopping Public Safety Minister Mike Farnworth’s decision the RCMP must be replaced by the Surrey Police Service. The City of Surrey will continue to transition to the Surrey Police Service. “People in Surrey want this to be over. I am hopeful […]

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