General Arman Sandhu 11 Oct
In the last decade, climate change and energy efficiency have become top of mind for many Canadians. From wanting to do our part by recycling to making our home as energy efficient as possible, there are so many benefits to being environmentally and energy conscious. If you are looking to cut costs or simply want […]
Read MoreLatest News Arman Sandhu 2 Oct
Thinking of switching lenders when renewing your mortgage? The good news is you’ll no longer be stress tested when doing so – even if you’re an uninsured borrower. Canada’s banking regulator, the Office of the Superintendent of Financial Institutions (OSFI) announced this week that it intends to drop the stress test requirement for anyone moving to a new lender at […]
Read MoreLatest News Arman Sandhu 2 Oct
Canada’s housing market could soon see some major changes to mortgage rules that might make owning a home more realistic for Canadians, especially first-time buyers. Announced by the Department of Finance on Monday and touted as the “boldest mortgage reforms in decades,” these updates are slated to kick in in December and aim to make mortgages in Canada […]
Read MoreGeneral Arman Sandhu 26 Sep
Even in a sellers’ market, there are some ways you can improve your chances of increasing the number of offers and selling your home for the best value. Check out these expert tips for staging your home to help make the best first impression possible: Clean and Declutter: Clean, clean, and clean some more! While you […]
Read MoreMortgage Tips Arman Sandhu 18 Sep
What does it mean to build a rich legacy? Many Canadians think of their legacy in terms of the assets they leave behind—in other words, money. However, legacy is not just about wealth; it’s about enhancing the lives of our loved ones and making meaningful contributions to our community. This blog will explore living legacies […]
Read MoreMortgage Tips Arman Sandhu 12 Sep
The initial Bank of Canada rate cuts this past summer did not spur housing activity as anticipated, but with an additional cut early September and potentially more on the way, they will continue to affect the housing market outlook. New listing levels are expected to rise as sellers who may have held back enter the […]
Read MoreLatest News Arman Sandhu 5 Sep
The Bank of Canada lowered its key interest rate by 25 basis points on Wednesday and opened the door to bigger cuts if the economy slows more sharply in the months ahead. The third consecutive rate cut was widely expected by economists and brings the central bank’s benchmark interest rate to 4.25 per cent Wednesday’s decision […]
Read MoreGeneral Arman Sandhu 29 Aug
One of the important factors in home ownership is understanding things like your credit score. Some people don’t pay much attention to this metric until they begin the mortgage discussion! However, you will find that your credit score is one of the most important factors when it comes to qualifying for a mortgage at the […]
Read MoreMortgage Tips Arman Sandhu 22 Aug
Being on the path to purchasing your first home is one of the most exciting and most rewarding moments in life! To help make the mortgage process smoother, one of the things you can do is to get pre-approved for your mortgage. Getting pre-approved doesn’t commit you to a single lender, but it does guarantee […]
Read MoreGeneral Arman Sandhu 15 Aug
So! You think you’ve found your dream home, and you can’t wait to check it out in person. Before you go, here are a few things that are important to look out for during a home tour: Odor: Unusual smells can indicate problems, especially mold or mildew issues. Plumbing and Electrical: Check water pressure as well […]
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