General Arman Sandhu 27 Nov
Looking for some creative and thoughtful DIY holiday gifting ideas that are easy to make and can add a personal touch to your gifts this season? These affordable, fun, and personalized options can suit anyone in your life – and they’ve never been easier to make! Homemade Scented Candles: These are easy to make requiring only […]
Read MoreGeneral Arman Sandhu 21 Nov
With the current interest rates and economic scenarios, many Canadians may be looking for ways to bring in some extra cash. One option for this is to put your home equity to work and consider renovating your basement into a legal income suite! You can do this by using a secured credit line (home equity […]
Read MoreMortgage Tips Arman Sandhu 14 Nov
Buying your first home is a significant milestone! While you’re thinking about your affordability and what type of home you want to own, we have some exciting updates around first-time homebuyer benefits: New or Pre-Construction Homes: Did you know? First-time buyers looking to purchase a new build or pre-construction home are eligible for 30-year amortization. This […]
Read MoreMortgage Tips Arman Sandhu 7 Nov
With the Bank of Canada rate decreases throughout the summer and into September, I thought this would be a great opportunity to update you on what this means for your mortgage. If you’re on a variable-rate mortgage, this will result in a slight decrease in your mortgage payments to match the current rates giving you more […]
Read MoreLatest News Arman Sandhu 30 Oct
OTTAWA (Reuters) -The Bank of Canada is starting to see the impact of its four rate cuts so far this year and expects to gather more evidence in the months ahead, Governor Tiff Macklem said on Tuesday. Bank of Canada Governor Tiff Macklem and Senior Deputy Governor Carolyn Rogers attend a Finance Committee meeting on […]
Read MoreLatest News Arman Sandhu 23 Oct
The Bank of Canada has lowered its key interest rate to 3.75 per cent, making a 50 basis-point cut for the first time since the COVID-19 pandemic. Before Wednesday, the rate stood at 4.25 per cent. Economists were expecting the central bank to go with a larger-than-usual cut, compared to the 25-basis-point downgrades made in June, July […]
Read MoreGeneral Arman Sandhu 16 Oct
Creating a pet-friendly home involves considering the comfort, safety, and well-being of your furry friends. Here are some features to consider: Durable Flooring: Choose scratch-resistant and easy-to-clean flooring like hardwood, laminate, or more durable tile options. Avoid carpets if possible, or choose pet-friendly carpeting that’s stain-resistant. Pet-Friendly Fabrics: Choose furniture and upholstery made from pet-friendly fabrics like […]
Read MoreGeneral Arman Sandhu 11 Oct
In the last decade, climate change and energy efficiency have become top of mind for many Canadians. From wanting to do our part by recycling to making our home as energy efficient as possible, there are so many benefits to being environmentally and energy conscious. If you are looking to cut costs or simply want […]
Read MoreLatest News Arman Sandhu 2 Oct
Thinking of switching lenders when renewing your mortgage? The good news is you’ll no longer be stress tested when doing so – even if you’re an uninsured borrower. Canada’s banking regulator, the Office of the Superintendent of Financial Institutions (OSFI) announced this week that it intends to drop the stress test requirement for anyone moving to a new lender at […]
Read MoreLatest News Arman Sandhu 2 Oct
Canada’s housing market could soon see some major changes to mortgage rules that might make owning a home more realistic for Canadians, especially first-time buyers. Announced by the Department of Finance on Monday and touted as the “boldest mortgage reforms in decades,” these updates are slated to kick in in December and aim to make mortgages in Canada […]
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