Mortgage Tips Arman Sandhu 17 Dec
Refinancing your mortgage can be a smart financial move for many reasons, and as your trusted mortgage advisor, I’ve seen how much it can benefit homeowners! Ideally, refinancing is done at the end of your mortgage term to avoid penalties, but the timing can vary depending on your goals. For some, it’s about unlocking the […]
Read MoreLatest News Arman Sandhu 10 Dec
As the Bank of Canada prepares for its final interest rate decision of 2024, all eyes are on how it will impact the Canadian dollar. Here’s what you need to know: What’s Happening? The Bank of Canada is expected to cut its benchmark interest rate for the fifth time this year, potentially by 50 basis […]
Read MoreLatest News Arman Sandhu 3 Dec
Canada didn’t have much of a winter last year thanks to an El Niño, but with that weather pattern in the rearview mirror, this year could be very different. (CBC/Radio-Canada) Social Sharing Last winter was one for the record books. In a country known as the Great White North, it was anything but. Instead, it […]
Read MoreGeneral Arman Sandhu 27 Nov
Looking for some creative and thoughtful DIY holiday gifting ideas that are easy to make and can add a personal touch to your gifts this season? These affordable, fun, and personalized options can suit anyone in your life – and they’ve never been easier to make! Homemade Scented Candles: These are easy to make requiring only […]
Read MoreGeneral Arman Sandhu 21 Nov
With the current interest rates and economic scenarios, many Canadians may be looking for ways to bring in some extra cash. One option for this is to put your home equity to work and consider renovating your basement into a legal income suite! You can do this by using a secured credit line (home equity […]
Read MoreMortgage Tips Arman Sandhu 14 Nov
Buying your first home is a significant milestone! While you’re thinking about your affordability and what type of home you want to own, we have some exciting updates around first-time homebuyer benefits: New or Pre-Construction Homes: Did you know? First-time buyers looking to purchase a new build or pre-construction home are eligible for 30-year amortization. This […]
Read MoreMortgage Tips Arman Sandhu 7 Nov
With the Bank of Canada rate decreases throughout the summer and into September, I thought this would be a great opportunity to update you on what this means for your mortgage. If you’re on a variable-rate mortgage, this will result in a slight decrease in your mortgage payments to match the current rates giving you more […]
Read MoreLatest News Arman Sandhu 30 Oct
OTTAWA (Reuters) -The Bank of Canada is starting to see the impact of its four rate cuts so far this year and expects to gather more evidence in the months ahead, Governor Tiff Macklem said on Tuesday. Bank of Canada Governor Tiff Macklem and Senior Deputy Governor Carolyn Rogers attend a Finance Committee meeting on […]
Read MoreLatest News Arman Sandhu 23 Oct
The Bank of Canada has lowered its key interest rate to 3.75 per cent, making a 50 basis-point cut for the first time since the COVID-19 pandemic. Before Wednesday, the rate stood at 4.25 per cent. Economists were expecting the central bank to go with a larger-than-usual cut, compared to the 25-basis-point downgrades made in June, July […]
Read MoreGeneral Arman Sandhu 16 Oct
Creating a pet-friendly home involves considering the comfort, safety, and well-being of your furry friends. Here are some features to consider: Durable Flooring: Choose scratch-resistant and easy-to-clean flooring like hardwood, laminate, or more durable tile options. Avoid carpets if possible, or choose pet-friendly carpeting that’s stain-resistant. Pet-Friendly Fabrics: Choose furniture and upholstery made from pet-friendly fabrics like […]
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