Mortgage Tips Arman Sandhu 18 Mar
10 Must-Know Credit Score Facts Your credit score plays a major role in your financial life, affecting everything from loan approvals to interest rates and even rental applications. Despite its importance, many people don’t fully understand how their credit score works. Here are 10 key facts you need to know about credit scores in Canada. […]
Read MoreMortgage Tips Arman Sandhu 3 Mar
A second mortgage can be a powerful financial tool for homeowners who need access to additional funds. Whether you’re looking to consolidate debt, invest, or cover unexpected expenses, understanding how a second mortgage works is crucial. Here are four key things to keep in mind before taking out a second mortgage. 1. Second Mortgages and […]
Read MoreGeneral Arman Sandhu 17 Feb
Financial stress is something most people face at some point in their lives. Whether it’s debt, unexpected expenses, or job uncertainty, managing money can feel overwhelming. But with the right mindset and strategies, you can ease that stress and build a more secure future. Here are four ways to take control of your finances and […]
Read MoreMortgage Tips Arman Sandhu 4 Feb
Managing debt in retirement can be overwhelming, especially with a fixed income. Traditional debt consolidation options like personal loans, refinancing, or home equity lines of credit often require a strong credit score and steady income—barriers that many retirees face. A Smarter Debt Solution: The CHIP Reverse Mortgage For Canadian homeowners aged 55 and older, the […]
Read MoreMortgage Tips Arman Sandhu 28 Jan
Owning a home is a fantastic way to build equity, which can open up financial opportunities down the road. Whether you’re planning renovations, consolidating debt, or need access to funds, a second mortgage can be a powerful financial tool. Let’s break down what you need to know! What is a Second Mortgage? A second mortgage […]
Read MoreMortgage Tips Arman Sandhu 21 Jan
As Canadians approach their retirement years, financial security becomes a key concern. Many retirees face challenges such as lower Canada Pension Plan payments, diminished or non-existent company pensions, insufficient retirement savings, and the rising cost of living. However, there is a solution that can help you enjoy the retirement you’ve worked so hard for: the […]
Read MoreLatest News Arman Sandhu 14 Jan
As devastating wildfires rage across Los Angeles, the financial toll is becoming clear—and it’s staggering. Analysts at Wells Fargo and Goldman Sachs estimate that insurance costs alone could reach $30 billion, with total damages soaring to $40 billion when non-insured losses are accounted for. This makes the current wildfires the costliest in California’s history and […]
Read MoreLatest News Arman Sandhu 7 Jan
Food Costs on the Rise The 2025 Canada Food Price Report forecasts a 3% to 5% increase in food prices. For a family of four, that could mean spending $801 more on groceries annually. While meat, vegetables, and restaurant meals are expected to see the highest increases, the good news is that B.C.’s food inflation […]
Read MoreGeneral Arman Sandhu 31 Dec
As we step into the new year, I want to wish you all success, good health, and happiness in 2025. May this year bring exciting opportunities and positive changes for you and your loved ones. As your trusted mortgage broker, I’m here to help you navigate your financial goals and dreams, starting with creating a […]
Read MoreGeneral Arman Sandhu 24 Dec
The holiday season is here, and it’s one of the most magical times of the year! Christmas is a time for family, friends, and reflecting on the blessings of the past year. It’s also a time to spread joy, give generously, and look forward to the opportunities that a new year brings. At this festive […]
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