Mortgage Tips Arman Sandhu 4 Feb
Managing debt in retirement can be overwhelming, especially with a fixed income. Traditional debt consolidation options like personal loans, refinancing, or home equity lines of credit often require a strong credit score and steady income—barriers that many retirees face. A Smarter Debt Solution: The CHIP Reverse Mortgage For Canadian homeowners aged 55 and older, the […]
Read MoreMortgage Tips Arman Sandhu 28 Jan
Owning a home is a fantastic way to build equity, which can open up financial opportunities down the road. Whether you’re planning renovations, consolidating debt, or need access to funds, a second mortgage can be a powerful financial tool. Let’s break down what you need to know! What is a Second Mortgage? A second mortgage […]
Read MoreMortgage Tips Arman Sandhu 21 Jan
As Canadians approach their retirement years, financial security becomes a key concern. Many retirees face challenges such as lower Canada Pension Plan payments, diminished or non-existent company pensions, insufficient retirement savings, and the rising cost of living. However, there is a solution that can help you enjoy the retirement you’ve worked so hard for: the […]
Read MoreLatest News Arman Sandhu 14 Jan
As devastating wildfires rage across Los Angeles, the financial toll is becoming clear—and it’s staggering. Analysts at Wells Fargo and Goldman Sachs estimate that insurance costs alone could reach $30 billion, with total damages soaring to $40 billion when non-insured losses are accounted for. This makes the current wildfires the costliest in California’s history and […]
Read MoreLatest News Arman Sandhu 7 Jan
Food Costs on the Rise The 2025 Canada Food Price Report forecasts a 3% to 5% increase in food prices. For a family of four, that could mean spending $801 more on groceries annually. While meat, vegetables, and restaurant meals are expected to see the highest increases, the good news is that B.C.’s food inflation […]
Read MoreGeneral Arman Sandhu 31 Dec
As we step into the new year, I want to wish you all success, good health, and happiness in 2025. May this year bring exciting opportunities and positive changes for you and your loved ones. As your trusted mortgage broker, I’m here to help you navigate your financial goals and dreams, starting with creating a […]
Read MoreGeneral Arman Sandhu 24 Dec
The holiday season is here, and it’s one of the most magical times of the year! Christmas is a time for family, friends, and reflecting on the blessings of the past year. It’s also a time to spread joy, give generously, and look forward to the opportunities that a new year brings. At this festive […]
Read MoreMortgage Tips Arman Sandhu 17 Dec
Refinancing your mortgage can be a smart financial move for many reasons, and as your trusted mortgage advisor, I’ve seen how much it can benefit homeowners! Ideally, refinancing is done at the end of your mortgage term to avoid penalties, but the timing can vary depending on your goals. For some, it’s about unlocking the […]
Read MoreLatest News Arman Sandhu 10 Dec
As the Bank of Canada prepares for its final interest rate decision of 2024, all eyes are on how it will impact the Canadian dollar. Here’s what you need to know: What’s Happening? The Bank of Canada is expected to cut its benchmark interest rate for the fifth time this year, potentially by 50 basis […]
Read MoreLatest News Arman Sandhu 3 Dec
Canada didn’t have much of a winter last year thanks to an El Niño, but with that weather pattern in the rearview mirror, this year could be very different. (CBC/Radio-Canada) Social Sharing Last winter was one for the record books. In a country known as the Great White North, it was anything but. Instead, it […]
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